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BTCC / BTCC Square / Global Cryptocurrency /
401(k) Catch-Up Contributions to Reach $34,750 for Older Workers in 2025

401(k) Catch-Up Contributions to Reach $34,750 for Older Workers in 2025

Author:
Global Cryptocurrency
Published:
2025-05-05 13:53:01
9
1

Workers aged 60-63 will be eligible to contribute up to $34,750 annually to their 401(k) retirement accounts starting in 2025, marking one of the most significant enhancements to retirement savings in recent years. The change, enacted through the Secure 2.0 legislation, targets pre-retirees seeking to maximize their savings.

The standard 401(k) contribution limit for 2025 remains $23,500. Those aged 50-59 can add a $7,500 catch-up provision, bringing their total allowable contribution to $31,000. The new age-based tier for workers 60-63 introduces even greater flexibility for late-career savings.

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